FAMILY SECURITY

Family security is protecting and providing your loved one from any kind of life or health risk which can be covered by opting for a specific insurance plan and coverage. Thus this becomes an integral part of the Financial Planning.

FINANCIAL GOALS AND RETIREMENT PLANNING

Setting financial goals is often a smart choice and can be very rewarding as you define what you want and thus develop a plan to achieving it. Giving you a whole new approach to your budget and improving control over your financial lifestyle. Retirement planning will help you to have sufficient funds at the time of your retirement age so that you can live a peaceful retirement life without being dependent on your family.

TAX PLANNING

Systematically planning your taxes will help you to reduce the tax burden on your shoulder. One should never avoid paying tax as its illegal but to minimize is legal.

RISK PROFILING AND NEED ANALYSIS

A proper financial plan considers your personal circumstances, objectives and risk tolerance. It acts as a guide in helping choose the right types of investments to fit your needs, personality, and goals.

INVESTMENT PLANNING

Savings and investing are two different aspects. Saving your hard earned money will not help you to achieve all your future financial goals but investing your savings wisely will definitely. Your wealth will grow over a period of time if you have systematically invested in the different asset class.

ONGOING ADVICE AND YEARLY REVIEW

Establishing a relationship with a financial advisor is critical to achieving your goals. Your financial advisor will assess your current financial circumstances and will help you to develop a customized financial plan. Once the plan is in tack financial advisor will also give you a year on year review on your existing Personal Financial Goals.

ESTATE PLANNING

During the life journey, one builds up a sufficient amount of wealth which should be transferred to legal heirs/institutions or charity, thus making a Will becomes an important part of a person’s life.

We provide financial advisory services which includes "Financial Projections," Forecasting and Analysis for your existing business or for new start ups to help you with your Project reports, funding applications and loan applications from various funding Agencies.

To enable us to prepare your detailed financial projections for new start ups, You just need to fill up basic data requirements as per our template and in turn we will provide you comprehensive financial projections upto 10 years.

Some of Reports of the Projections are :

• Cash flow Statement
• Cost of Project and Means of Finance
• Assessment of Working Capital requirements
• Projected Profitability statements
• Projected Balance-sheet
• Capacity utilization Statement
• Raw Material and Packing materials Consumption Statement
• Power and Fuel Cost Statement
• Employees Costs Statement
• Administrative Cost Statement
• Selling and Distribution Cost Statement
• Financial Charges statement
• Repayment Schedule for Financial Facilities
• Ratio Analysis
• Break-even Analysis
• Internals Rate Return
• Pack back Period

For existing businesses, we can provide comparative statements of last 3 years financial results with the projected financial statements for the subsequent two years to facilitate roll over/Enhancement of the continuing financial facilities as per the requirements of financial institutions/banks time to time.

Some of the Reports would be as under :

• Comparative analysis of Balance Sheet
• Comparative statement of Sources and Uses of Funds
• Comparative Cost & Profitability Statement
• Comparative Capacity utilization statement
• Assessment of net working capital employed
• Ratio analysis

INVESTMENT ADVISOR

• We render financial services to individuals, businesses. This can involve investment advice, which may include investment of funds.
• Our investment advice is based on fundamental research by a qualified team of analysts using a combination of qualitative and quantitative parameters done.
• We understand risk return interplay and need to optimize your returns in that context.
• We help the client maintain the desired balance of investment income, capital gains, and acceptable level of risk by using proper asset allocation.